Product

Features

AutoPilot combines AI-powered rule creation, real-time Stellar payment monitoring, and non-custodial vault management to automate your personal finances on-chain.

AI-Powered Automation Rules

Core Feature

Describe your financial goal in plain English and AutoPilot's Groq-powered AI converts it to a precise on-chain automation rule. No coding required.

Natural language rule creation
Percentage or fixed-amount sweeps
Trigger: on every XLM payment received
Edit rules anytime through the Coach UI

Savings & Investment Vaults

Vaults

Every user gets dedicated Stellar keypair vaults for savings and investments — completely separate from their main wallet.

Separate Savings Vault and Investment Vault
Real Stellar accounts with their own keys
Manual deposits and withdrawals supported
Live balance tracking with Horizon API

Financial Goals Tracking

Goals

Set a savings target, link it to an automation rule, and watch the progress bar fill as each payment sweep contributes toward your goal.

Link goals to specific automation rules
Visual progress tracking
Target amount with deadline
Automatic increment on each sweep

Live Transaction Feed

Real-Time

AutoPilot subscribes to Stellar Horizon's Server-Sent Events for real-time payment detection. Every incoming XLM payment is processed within seconds.

Stellar Horizon SSE streaming
Automatic rule trigger on payment arrival
Deduplication prevents double-processing
Full transaction history with on-chain links

300 XLM Safety Buffer

Safety

An automatic emergency buffer rule protects users from running out of XLM. When your balance drops below 300 XLM, AutoPilot sweeps excess funds to the Savings Vault.

Configurable threshold (default 300 XLM)
Automatic sweep to savings when balance low
Acts as an emergency reserve fund
Prevents Stellar minimum balance violations

AutoPilot AI Financial Coach

AI Chat

Chat with your AI coach to refine rules, get financial tips, and understand your savings patterns — all powered by the Groq LLM.

Rule creation via natural language chat
Coach mode shows all active rules
Edit rule amounts inline in the UI
Context-aware financial advice

Daily & Weekly Spending Limits

Spending

Protect yourself with configurable daily and weekly XLM spending caps. AutoPilot will block rule execution that would exceed your limits.

Daily XLM limit configuration
Weekly XLM limit configuration
Redis-tracked rolling window
Instant block with clear reason shown

Ready to see how these features work together in practice?

Read the Usage Guide